A scammer called the other day to “help me” deal with my school loan forgiveness. It sure didn’t take long for scammers to latch on to the school loan forgiveness program and see whom they could entrap. I’m not a good candidate for them as I graduated with no school debt for any of my four degrees.

Regrettably, there are people out there looking to take advantage of others for their own benefit. Those who call to “help” you and ask for your personal information are most likely scammers. Please don’t give out any personal information on the phone. The program is supposed to be handled online or on paper.

Don’t click on the link if you get an email or text sending you to a website to make it happen. Assume it’s a scam unless proven otherwise. And as we all should know, clicking on unknown links can let someone else take control of your computer, get into your files, or let them use your computer for whatever purposes. You could even find yourself defending yourself in court should someone control your computer and use it for illegal activities.

When the forgiveness filing window opens (supposedly in early October), the website on which to file for the forgiveness should be a “.gov” address. Anything else should be suspect and avoided. Also, you don’t have to be in a hurry to file. Take your time as the filing period is to run through the end of next year. Hurrying and winding up in a scam could hurt you, your credit, and your future schooling.

All I can say is to be very careful. Use the same rules that are constantly being repeated to avoid scams. Save yourself major heartache, and don’t be scammed.

Thanks for reading, and please pass this on to anyone you know who could use it. And may God bless your efforts to achieve financial freedom as it leads to spiritual freedom.

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